Free calculators
Business funding calculators
Six private calculators that help you work out what you need, what you can support and which funding fits, before you speak to anyone. None of them asks for an interest rate.
Funding Matcher
Six quick taps about your business and what the money is for. See which kind of funding fits and why.
Open itWorking Capital Calculator
Debtor days, stock days and supplier days in, cash tied up in the cycle out. Find the gap a facility should cover.
Open itCash Runway Calculator
Cash on hand, money in and money out each month. See how many weeks of runway you have and when it runs out.
Open itProperty Equity Calculator
Your estimate of the property's worth, what is owed and a lending ratio. See the equity that could secure a loan.
Open itRepayment Calculator
Enter the amount, the term and the total cost on a quote. See weekly and monthly repayments. No rates needed.
Open itInvoice Cash Calculator
Your unpaid invoices, the advance offered and the fees quoted. See the cash you could unlock now and later.
Open itWhich calculator should I start with?
If you are not sure what kind of funding you need, start with the Funding Matcher. Six taps about the business and the purpose of the money point you to a lane and explain why. If you know a gap is coming but not how big it will be, the cash runway calculator shows the week it bites, and the working capital calculator shows how much cash your trading cycle ties up as you grow.
Thinking about property as security? The property equity calculator estimates the equity you could use. Holding a quote already? The repayment calculator turns its total cost into weekly and monthly figures. And if customers are slow to pay, the invoice cash calculator shows what your debtor book could release now.
Why none of them asks for a rate
Business finance is priced on each borrower's circumstances, so any rate in a calculator would be a guess dressed up as a fact. These calculators use numbers you can check: your bank balance, your own estimate of a property's worth, the total cost printed on a quote. The results are only as good as the inputs, so use real figures from your accounts where you can.
When the numbers point to funding, start your 60-second enquiry. There is no credit check to enquire, and a real person will look at what you send.
Put your business funding on call.
One 60-second enquiry. No credit check to enquire, no spraying your details around, and a real person who actually calls you back.
- $5k to $500kunsecured and lines of credit
- $20k to $5mproperty-secured, no valuation
- 60 secto enquire, no credit check