About us
Funding that is there when the business calls for it
Capital At Call helps Australian businesses get the right funding at the right moment, explained in plain English by people who pick up the phone.
The phrase "at call" comes from banking. Money at call is money you can reach immediately, without waiting for a term to end. That is the idea behind everything we do. A business should not have to start from scratch every time cash runs short, a tax bill lands or an opportunity turns up. It should know where its funding is coming from before it needs it.
Who we help
Trading Australian businesses of every structure: sole traders, partnerships, companies and trusts. Builders and electricians, cafes and clinics, wholesalers, transport operators, farmers and online retailers. If there is a genuine business purpose and a sensible way to repay, we want to hear about it.
- Working capital, lines of credit and unsecured cash flow loans, typically $5k to $500k, sized on turnover and bank statements.
- Property-secured business loans from $20k to $5m: first mortgages, second mortgages and caveats over residential or commercial property, with no valuation needed.
- Specialist funding for ATO debt, equipment and slow-paying invoices.
- Imperfect credit considered: defaults, a patchy file and tax debts are looked at case by case.
How we work
We start with the job the money has to do. A line of credit, a short working capital loan and a second mortgage can all put cash in the account, but each fits a different problem and a different repayment path. We would rather talk you out of the wrong product than sell you one.
We ask for the information that decides a loan, and we ask for it early: recent business bank statements for unsecured funding, property details for secured funding. Property-secured loans we arrange need no valuation. Interest on them can be prepaid or added to the loan, terms are flexible and you can keep the loan for as long as you need it. On a complete file, approval within the hour is possible, and funding within 24 hours can happen.
What we promise
Your credit file stays untouched
Enquiring costs nothing and runs no credit check. A check only happens later, if you choose to go ahead with an offer.
One team, not a lead auction
Your details are not fired off to a list of lenders. The people who read your enquiry are the people who work on it.
A person who picks up
A real person reviews what you send and calls you back. Accurate answers on the form mean the first match is the right one.
Who we are
Capital At Call is a division of Company Cash Pty Ltd (ACN 673 762 297). We are based at 1341 Dandenong Road, Chadstone VIC 3148, and work with businesses in every state and territory, mostly by phone and secure online signing. Call us on (03) 8538 1446, or start with the 60-second enquiry so the first conversation can be about options rather than taking down details. There is no credit check to enquire.
Put your business funding on call.
One 60-second enquiry. No credit check to enquire, no spraying your details around, and a real person who actually calls you back.
- $5k to $500kunsecured and lines of credit
- $20k to $5mproperty-secured, no valuation
- 60 secto enquire, no credit check